Buying a car in Greece is not complicated, but there are a few things you should know to make the process smoother and faster. If you plan to live or spend the summer months in Greece, having a car is almost essential. Public transport and taxis are not always a convenient option, especially outside major cities like Athens, where distances between towns and beaches can be quite long.
Searching for a Car
The best place to start your search is car.gr, the main online portal for used cars in Greece. Most car dealers have their own sections there, showing their available inventory.
Cars sold new in Greece are typically basic trims, as most buyers prioritise practicality and affordability over luxury features. For this reason, the used car market tends to consist of simpler models. However, many reputable dealers also import used cars from other EU countries such as France, Germany, and Belgium.
Although Greece is part of the European Union, imported vehicles are subject to a registration tax that depends on the car’s value, engine size, and emissions. Dealers who import vehicles already include this tax in their advertised prices, but expect these cars to cost around 15–25% more than similar ones elsewhere in Europe.
Whenever possible, it’s best to buy from a reputable dealer rather than a private seller. While private sellers can be cheaper, dealers typically offer a short warranty and handle necessary checks—especially for imported vehicles—saving you from potential headaches later.
What to Check Before Buying a Car in Greece
Once you find a car you like, it’s always wise to have a trusted mechanic inspect it. However, if you’re new to Greece and don’t yet have one, choosing a reputable dealer that provides a warranty is a safe option.
Here’s what you can check yourself before buying:
• Body panels: Make sure all panels match in colour and have even spacing (a sign the car hasn’t been in an accident or resprayed).
• Test drive: Listen for unusual rattles or noises.
• Electronics: Check that all lights, windows, and electronics work properly.
• VIN number: Ensure the number on the logbook matches the one on the car (usually under the windscreen or on the door sill).
• Service history: Review past maintenance records; for high-mileage cars, confirm major parts have been replaced as needed.
• Number of owners: Fewer is generally better.
• Rust: Inspect underneath, in the boot (under the carpet), and in the engine bay.
• Tyres: Check tread depth and even wear.
• Cold start: The engine should start smoothly without smoke or rattling.
• Steering: No vibrations or pulling.
• Brakes: Firm pedal feel, no grinding or sponginess.
• Suspension: No knocking sounds on bumps.
• Transmission:
– Manual: Smooth gear changes, no crunching
– Automatic: Smooth shifting, no jerks or delays.
• Acceleration: Should be steady, with no hesitation or loss of power.
• Idle: Engine should run evenly without fluctuations.
Negotiating the Price
In Greece, there’s usually some room for negotiation, though it depends on the car’s demand. If a car is popular, expect around a 5% discount at most. It’s a good idea to keep track of a few similar models you like and compare their listings. If one remains unsold for more than a month, or you find a cheaper equivalent, you can use this as leverage when negotiating.
The Buying and Transfer Process
Once you agree on a price, most dealers will ask for a small deposit (around 5–10%) to reserve the car while they prepare the paperwork. The next steps usually go as follows:
1. The dealer prepares the ownership transfer documents (Δήλωση Μεταβίβασης).
2. Both buyer and seller (or dealer’s representative) visit the local Transport Office (Μεταφορών) or Citizen Service Centre (KEP) to finalise the transfer.
3. Once the car is officially registered in your name and you receive the new registration papers and keys, you then pay the remaining balance.
For used cars coming from another region or imported from abroad, registration may take a few days to complete.
Residency and Registration for Foreigners
Even though non-residents generally cannot register a car in their name, EU citizens with a Greek tax number (AFM) and an address in Greece can do so. For example, as a German citizen living in Greece, you can register the car in your own name even if your main residency remains abroad.
To register a car, you will need:
• A Greek tax number (AFM)
• Proof of address in Greece (rental contract, utility bill, or residence certificate)
If you plan to stay long-term, applying for a residence certificate is recommended, as it simplifies future renewals and insurance procedures.
Read this article: How to apply for a Greek Tax Number.
Car Insurance and Annual Costs
For foreigners, one of the best options for car insurance in Greece is Hellas Direct. It allows you to customise your coverage, manage your policy entirely online, and all documentation is available in English—making it much easier for non-Greek speakers.
Types of coverages:
• Minimum coverage: Third-party liability (required by law).
• Recommended options: Fire & theft, windscreen, natural disaster, and comprehensive coverage.
• You can also include roadside assistance (Οδική Βοήθεια) directly through Hellas Direct or Autohellas.
Each December, you’ll need to pay the annual road tax (Τέλη Κυκλοφορίας) through the AADE website for the following year.
If your car has a large engine or high CO₂ emissions, expect higher taxes or luxury surcharges.
After You Buy
Once the car is yours, it’s a good idea to take a few extra steps for peace of mind:
• Book a full service: Change oil, filters, and inspect brakes and fluids.
• Replace the timing belt if you’re unsure of its service history.
• Check KTEO and emission card validity; if expired, schedule a new test.
• Get a spare key if there’s only one.
• Join a roadside assistance plan for emergencies, if not already included in your insurance.
Final Thoughts
Buying a car in Greece is a straightforward process once you understand the steps. The key is to go through a reputable dealer, check all paperwork carefully, and confirm the transfer is complete before paying the full amount. With a little preparation, you can enjoy driving your own car through Greece’s scenic roads, islands, and coastlines with confidence.